My favourite rituals to boost self worth and feel good about money

Any time we desire a change in mindset, I’ve observed that the most powerful impact comes when we implement small, thoughtful and regular actions over a period of time. When it comes to money, I like to call it –

Creating conscious money habits

Regular actions, that eventually become habitual (and natural) will slowly change our reactive or negative patterns into something that serves our vision. Words spoken become not only powerful but naturally positive in nature.

When choosing our conscious habits, we can should consider these three things:


This aspect of our conscious money habits relates to the energy we feel not only when we speak about money, but also relates to the thoughts we have and the physical body – where we hold the energy in our bodies when we think or speak about money.

Energy is an underlying thing, we can feel it but we often can’t see it. It is often said that money has a neutral energy, it is neither good nor bad, it just is. However, if we reflect on our money story, it might be apparent that you have held a certain energy around money for a long time. When you observe what was said around money growing up – was the energy in your family open and expansive, full of possibility, or perhaps when you spoke about money in the context of others lives there was an energy of needless consumption, greed, or status.

Consider the energy you feel in your body when you repeat your powerful money statement to yourself. Are you reading it with intent and passion or is it just another thing on your to-do list? This is no different to the energy you feel when you create something – a piece of art, a beautiful meal, or even movement. If you know how you feel when you create these things – power, love, attention and fullness, how would it feel if we applied these feelings to money?



3 simple tools to transform your money beliefs

If you find yourself landing on this blog post today, then welcome to part two of our series on money.

In working with many over the past year, I noticed that our relationship with money can be a little sticky. A subject that we don’t feel comfortable talking about or experience a loss of confidence when it comes to money and making powerful choices.

In the first part of this three-part series on money, I asked you to complete this set of questions (download HERE).

Together, we looked at your history and past experiences, to find out whether this may have a bearing on what beliefs you hold today – especially if money makes you nervous.

The reason I asked you to look into your past, is that some of the beliefs you have today, you may have unconsciously carried through your life. Your actions today, may be a reaction to those past experiences – for fear of repeating a cycle – perhaps you don’t want to experience what your parents went through.



Why owning your money story will transform your life (from my experience)

Heart driven success.
Creating your definition of abundance then living it.
and how you define living abundantly is entirely your choosing.
Your definition could include one or more elements of your life – your health, your wellbeing, particular possessions, finances, where you live.  The things that are the very foundation for you to grow, create and share with the world.

Sounds all very simple, easy to follow – right? Abundance is my middle name I hear you say.

Or maybe not. Maybe abundance sounds great in theory but what about in reality?

You open your wallet, you look in your fridge, log in to your online banking and somehow things don’t feel so ‘abundant’ anymore.

So, in my experience, we can’t talk about abundance without first addressing its most common association – money.

When you break it down, money is just one tool that allows us to invest in our growth and our human evolution, through new experiences. If we are feeling less than abundant, then the decision to undertake a period of growth and transformation will be rife with debate. Rather than seeing money as a tool to open our eyes to greater possibility, we may choose the easy route and deny ourselves the chance. 

Because for many of us, we have so cleverly mistaken the degree of self worth we have…is relative to the state of our finances and possessions.  

These new ‘eye-opening’ experiences could be further education, courses, working with coaches, a mastermind, therapists, attending workshops, walking over hot coals…which I’d much prefer to do than sit in a cave for 10 years and meditate – despite the cave being a route that requires minimal financial investment.

Would you agree that you freely invest in your growth? or is money the biggest factor in this decision? Designer dress or a session with a kinesiologist? Waaaaaay easier, and more comfortable to go designer – right? You’ve already got the university degree, that counts right?

There will be some women out there nodding their heads, because we LOVE learning.

But for many of the beautiful souls out there, investing in our growth, possibility and potential, is scary and requires stepping into the unknown.

There are no guarantees, nor do we obtain something physical in return that is evidence of our investment. Designer dresses are typically not included. Which is why we take the seemingly easier route.

Opt out.

Instead if we invested, we trusted, we persisted and we allowed passion and desire to fill our veins, the vision eventually becomes a reality.

And suddenly your direct association between abundance and the status of your bank account shifts dramatically.

I believe we need to get comfortable with investing in our growth for one key reason – if you don’t know what you don’t know – why that fear might be holding you back, then it makes sense to find someone that could shine a light on it. 

Download your PDF here, brew a cup of tea and set aside 30mins to complete this powerful exercise.

Let’s go back to my original statement about defining abundance.

Perhaps your beautiful vision of abundance involves creating a business to be your own boss and serve others, or relocate out of the city so you can start a veggie patch and live off the land. Down the line, there will likely be some financial investment to get it off the ground. Stepping into this vision requires you to up skill or step into a new version of yourself with the support of a team or an accountability partner to get you over the line. 

When we give excuses for not investing and not doing the work, we are in a state of resistance, and we deny ourselves the investment because of…money.

Or rather it’s not money itself but our beliefs, and our story about money that holds us back. 

These beliefs create our identity. Which creates our behaviours and verbal excuses – how we spend, what we spend it on, what we say about money, or what we don’t say about money. And so the cycle continues.

To break the cycle, you need to first own your money story.

So what was my money story?

For a long time, my version of abundance was wrapped up in status. I probably lived the first 20-odd years of my life via a lens of comparison and material attainment. Some of this was conscious, some of this by default because of the way money is portrayed in Western society. This lens created some pretty interesting thoughts and behaviours around money, which were typically skewed towards lack and not enough therefore always striving for a bigger, flashier version of myself.   

I can recall a number of times as a child that fed into this story – breaking down on the ski field in our old car, mum cleaning her friends houses when my parents separated or mum making our clothes as children. 

But my lens distorted the really good stuff – what I didn’t see was that my parents chose worldly experience over shiny objects – we camped through Europe for 3 months as a teenager because they chose education and culture. They were rebellious and creative with money.  Once I owned my story around money, the distorted lens was lost and instead I could really see what was possible with money when you exercised a little creativity.

I then set about defining abundance for myself based on my values and my vision for my life.

What allowed me to see clearly this new beautiful version of abundance – first choosing my personal growth over that designer dress. Choosing to be worthy of that bigger vision for my life instead of continuing the same old patterns. 

On to today’s mini challenge…

I want you to feel empowered when it comes to your finances, your future and therefore all that potential that’s available to you.

To feel empowered, we first acknowledge where we are at right now and where we have come from with respect to money. This allows us to see where we might have been holding on to some funky thoughts and beliefs. We do this through a simple journalling exercise.

Download your PDF here, brew a cup of tea and set aside 30mins to complete this powerful exercise.

I would love to hear what came up for you in doing this exercise? what surprised you? what felt good? what things do you want to let go of?


Tailor Made Workshop: Design Your Own Success

This intimate and powerful 2 hour workshop is designed to help you see what’s possible for your life when you begin to live from the heart.

In this workshop Ruby will take you through her clever three step process:

Decide – Learn how to get crystal clear and discover why it is important to get connected to your heart and body how you can choose powerfully from this place.

Commit – Leave today ready to commit to a #hellyes kinda life.

Succeed – Create what success is to you.

Hosted by Ruby Marsh in collaboration with lululemon athletica camberwell.



Resources I’m using for motivation, creation and transforming relationships

A few years ago you would have found me sitting on a bus with white Apple spec headphones in and commuting several hours a day to and from the city. I had a whole lot of time up my sleeve and there was only so much scrolling Pinterest and Instagram that could be done in 90 minutes a day (and that was on a good day).  

Hours of my life turned into making my way through podcasts and books, all the while evolving my curiosity for human growth and potential.

Today, with those commutes behind me (which has now become a more balanced 10 minute drive), I still draw inspiration in the same way – not only to grow and challenge my own thinking, but to support those who I serve through my work in leading women to transformation.

This year I chose to reduce my reading list considerably (to less than 5 books), while others layer book over book, month after month, I felt it necessary to put the breaks on consumption in an effort to turn up the volume on my own voice in this space. Less influenced writing and more truth telling.

Potent honesty from the heart.

So I invite you to dive into this list, but with one request, that you take it slowly. Read and listen with intent to learn and then go into the world and implement that which truly resonates.

Books I’m reading:

The School Of Greatness by Lewis Howes 

This book started my year in style and even had my husband attempting to claim it as his own. This book literally catapulted me into action, and saw us make some radical changes to our wider team – John read ‘everyone needs a coach’ so he went out and got one – true story, I love that men just DO.  I was always a big fan of Lewis’s podcast and this book is a practical extension of that.

Read this when you need a big serving of motivation and inspiration to create a vision and a purpose driven life. Perfect for you if you are toying with the idea of starting your business, Lewis lays the foundation with his all-American boy charm. 

White Hot Truth by Danielle LaPorte

Officially the print copy of this book isn’t due out till May 2017, but you can get your hands on the audiobook when you pre-order. And well, obviously I couldn’t wait because I listened cover to cover in just 2 days.

I credit this woman’s previous books (Fire Starter Sessions and The Desire Map) as having a significant effect on the course of my life. So after seeing this woman grace the stage in Melbourne, I knew she was the real deal. She so eloquently dishes out her poetic thoughts on all things from growth, spirituality, relationships to money but won’t sugar coat the truth. In fact, you might be surprised about her ‘truth’ around the personal development industry – important words that need to be said.

Read this if you are ready to get down to the core of being human, perhaps your about to make a change and you need some reassurance that someone else has also been there. Told in a way that will leave you ready to get real about how you’re living.

How to Live a Good Life by Jonathan Fields

As you can see from the podcasts listed below, I’ve been following Jonathan Fields for a while so naturally when he puts out a book I was in. How to Live a Good Life is the curation of his own habits and the habits of his guests (as well as scientific backing) accumulated over several years of interviews.

Unlike many personal development books, it goes much deeper than productivity and creating a big life, instead he has divided life into 3 essential, measurable buckets – vitality, connection and contribution. The concept of the book is that each bucket has 10 practices, so you can make your way through the book as a challenge or picking up one habit if you feel a need to fill up a bucket. 

Read this if you’re looking for something you can pick up and put down as needed. The simplicity and care with which the habits have been selected will make it easy to transition into the bucket life!

Podcasts I’m listening to…

Listen to this for personal development, life hacking and personal stories: The Tim Ferriss Show: Favourite episodes include No. 212 2016 What I’ve learned, No.186 with Tony Robbins, No.124 with Jamie Foxx – this is one for a long car ride, the humour, stories and intellect are incredible. 

Listen to this when you need to get motivated: Inside Quest with Tom Bilyeu. Favourite guests include Lisa Nichols and Tony Robbins.

Listen to this when you need support in your relationships and want to explore your femininity more: Untame Yourself Radio with Elizabeth Dialto: Favourite guests include Philip McKernon, Alison Armstrong, Martha Beck and Nancy Levin. 

Listen or watch this when you want to get inside the mind of an entrepreneur, writer or spiritual teachers: Good Life Project with Jonathan Fields. Favourite guests include Panache Desai, Elizabeth Gilbert and Elena Brower. I also suggest going back through the Good Life Project TV files and checking out episodes with Brene Brown, Marie Forleo, Danielle LaPorte and Lewis Howes. 

Now I would love to know what you’re reading for inspiration? what book took you from on the couch to taking action in a matter of days? 

Share in the comments below and of course if you know someone that might love this list, be sure to share it with them.